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Another problem with loan consolidation is likely are not in order to combine federal and private educational student loan. To consolidate these two epidermis loan, have to have to separate all of them. Federal student financial aids are simpler to consolidate regions have restrictions loans which includes Perkins, PLUS, Stafford, HEAL, SLS,NSL, some other federal educational aids could be consolidated together. On the other hand, perhaps merge the non-public student loans by determing the best lenders, since NextStudent, Student loan Network, or Chase.